Learn about liability insurance, including how it works, its significant types, and why it's essential for personal protection against claims and damages.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Erika Rasure is globally-recognized as a leading consumer economics subject matter expert, ...

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To drive legally in California, you're required to have liability insurance, which pays for others’ injuries and property damage you cause in an accident. California requires you to have some amount ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Liability insurance coverage can help protect your business if someone says you caused an injury, damaged their property or triggered certain legal actions. But not all liability insurance covers you ...