Robb Sommerfeld used a popular business credit card to help manage finances at National Center for Craftmanship (NCC), a nonprofit where he serves as an executive director — until the bank suddenly ...

I’m married to a sweet, supportive, wonderful husband (I know, cliché start) who has atrocious credit and seems intent on ...

A Technologist? Really? When asked what they want to be when they grow up, most kids will answer: police officer, actor, astronaut, vet. But not Zilch co-founder Philip Belamant. Even back then, he ...

Credit unions present themselves as the "good guys," non-profit member-run organizations incapable of engaging in predatory financial services. While this is true for many, my research has uncovered ...

Some developing country governments spend years making the reforms that international financial institutions want—only to find that their efforts are not rewarded. They may make budgets more ...

If you didn’t know much about someone, would you lend them a whole lot of money? Probably not – and banks are the same way. That’s why people with no credit history often have trouble getting loans.

U.S. consumers are expected to incur $43.5 billion in credit card debt during 2012, according to new reports. With people therefore obviously repeating mistakes that helped lead to the Great Recession ...

The real cost driver isn’t credit models or interest rate cycles. It’s people manually re-typing data from one system into ...