Seeking Alpha

Pagaya: Risk-Heavy Credit Model Faces Mounting Headwinds

Pagaya partners with lenders to underwrite some of the loans they don't want on their balance sheet. While PGY sells these loans, they keep some on their balance sheet. These loans, held for ...
MarketWatch

Happy Money Launches Next-Generation Credit Model, Further Enhancing Delivery of High-Quality Assets and Strong Risk-Adjusted Returns to Partners

The MarketWatch News Department was not involved in the creation of this content. Consumer finance leader's eighth credit model fortifies credit and risk framework, driving partner confidence and ...
Morningstar

Equifax Launches Credit Abuse Risk Model to Help Protect Lenders Against the Rising Financial Impact of First-Party Fraud

ATLANTA, Jan. 30, 2026 /PRNewswire/ -- Equifax® (NYSE: EFX) today announced the launch of Credit Abuse Risk, a new predictive model that uses FCRA-regulated data and is designed to help protect ...
Finextra

AI in Fintech: Revolutionising Credit Risk Models

Having spent over 2 decades in banking and financial services, I have seen how financial models evolve, but never at the speed seen today. AI is reshaping credit risk assessment, offering a more ...
Seeking Alpha

MSCI Launches Private Credit Factor Model to Bring Transparency to Rapidly Growing Asset Class

Expanding MSCI’s multi-asset risk modeling suite, the new tool analyzes private credit risk within a total portfolio context As investors continue to increase their allocations to the private credit ...