Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Learn about mortgage insurance, its role in protecting lenders, and the various types, including private mortgage insurance ...

Florida's home insurance market is stabilizing but remains one of the most expensive in the nation, partly due to hurricane risk. State-backed Citizens Insurance hiked rates up to 14% for primary ...